The intelligence that underpins our Affordability API has moved on in leaps and bounds - so we're releasing a new version that's both easier to integrate into clients' existing lending flows and far more powerful.
For lenders, particularly those with a traditionally thin-file customer base, developing a nuanced picture of customer income is crucial. Our Benefits Finder API is the first on the market to identify all 31 of the main UK benefits reliably.
PropertyCard are helping tenants and landlords to manage their property payments and expenses in one place. Here's how they're using Bud to make it happen
Young businesses with the kind of agility that allows them to zero in on a single problem and iterate quickly towards a solution represent a huge opportunity for the Open Banking community. They have both the bandwidth to get to grips with a single problem and the freedom to experiment without the constraints of legacy tech. That’s why we were excited to be approached by PropertyCard.
PropertyCard are a team with a very clear mission - to serve homeowners and tenants with all their property payments. Their platform enables both landlords and tenants to manage the £billions of payments and expenses that occur each year relating to a property in a single place. It automates the payment process and helps users save time and money by doing things like scanning the market for utility deals.
Bud’s platform underpins PropertyCard’s ability to provide Open Banking connections (through our Connect product), recognise household bills (through our Intelligence product), and process payments through Open Banking using our Pay product.
This end-to-end journey is exactly what Open Banking was designed to enable and, in tackling the whole problem, PropertyCard is one of the first businesses we’ve seen that demonstrates just how transformative Open Banking can be - particularly in those cases where what you’re seeing is an, albeit significant, financial element embedded within a non-financial experience.
The ability of Open Banking to embed financial experiences within people’s everyday experiences is one of its most disruptive facets and the fact that businesses like PropertyCard are already turning this much-discussed potential into a reality with Bud is an exciting one. To follow their progress, check out the PropertyCard website or you can find their apps on the Apple and Google Play stores.
We put out a newsletter roughly once a month with highlights from the blog and updates on new roles. Sign up if that's your thing
We put out a newsletter roughly once a month with highlights from the blog and updates on new roles. Sign up if that's your thing.
25B Vyner Street
London E2 9DG
Map
Bud® is the trading name of Bud Financial Limited, a company registered in England and Wales (No. 9651629). | Privacy Policy | Terms & Conditions | Data privacy statement for candidates | Cookie Notice | Bud Sandbox Terms and Conditions
Bud® is authorised and regulated by the Financial Conduct Authority under registration number 765768 + 793327.